IMSSA INSURANCE MEDICAL COVER

SUMMARY

Our License holders (U15, U17, U20, U23, Senior & Veteran Athletes, Coaches and Referees of all UWW styles) holding a license of the year are insured by IMSSA Insurance for accident and illness (except pre-existing ones) at UWW competitions under the conditions below.

IMSSA's benefits and procedure differ when an accident/illness occurs during a competition abroad (ambulatory medical expenses must be paid by the Federation on site and will be fully reimbursed to the Federation by IMSSA) or in the License holder's country of residence (in this case, only the accident will be reimbursed by IMSSA to the Federation on a subsidiary basis). Also, in the event of an emergency (tel +41 26 921 8001) during a competition abroad, IMSSA will pay the medical expenses directly to the hospital if applicable, and will organize the repatriation if necessary. 

As a rule when the License holder returns to his/her country of residence for further treatment, he/she will benefit from IMSSA's subsidiary cover (the Federation must contact IMSSA before initiating any treatment).

A distinction is made between:

• non-emergency cases: diagnosis, treatment and follow-up of a patient without, in general any night of hospitalisation
• Emergencies: surgery, hospitalisation of one night or more, request of medical cover from hospital

Except in cases of emergency, reimbursements are made by IMSSA as soon as the Federation of the License holder has opened a case online on the Insurer's website www.imssa.org and has provided the requested UWW Medical Documents given on site by the Doctors.

Whatever the nature of the accident/illness, IMSSA info@imssa.org and UWW licensing@uww.org must be informed within 48 hours.

In view of the above, all our Licence holders are encouraged to take out insurance in their country of residence, in the event of a case of subsidiarity.

You will find below:

• the procedure for each case
• the details of the IMSSA online declaration
• a summary of the useful phone numbers and passwords. 

PROCEDURE

1. Accident/Illness during a UWW Competition abroad:

License holders are insured in the event of accident or illness during their stay, the competition and the training sessions, provided that the accident or illness occurs for the first time during the competition. IMSSA's cover includes all medical costs (outpatient and inpatient) in the country of the competition.

For minor cases (without any night of hospitalisation) 

• The medical expenses are paid on site by the License holder's Federation;
• To be reimbursed, the Federation informs UWW and completes the **IMSSA online declaration form, enclosing all medical documents* within 48 hours;
• In the declaration, the Federation provides the bank details of the beneficiary who will receive the reimbursement.

In case of EMERGENCY (hospitalisation of one night or more, surgery etc.), the Federation (Coach, Doctor, Athlete) or the UWW Doctor must

• contact the IMSSA alarm centre +41 26 921 8001;
• identify him/herself by telephone with the contract number 22AYCA094011 and the username, which is UWW;
• The IMSSA alarm centre will organise the Licensee's transport to an appropriate hospital and/or repatriation and will provide all the information required for medical follow-up and financial coverage of the case. Payment will be made directly by IMSSA to the medical service providers (hospital and/or attending Doctors etc.);
• The License holder's Federation informs UWW and completes the IMSSA online declaration form, enclosing all medical documents* within 48 hours.

Exception : IMSSA insurance cover starts from the departure of the country of residence and ends when the Licensee returns to his country of residence. During the transfer home-airport and airport-home, the Licensee is covered for accident only. 

2. Accident / Illness during a UWW competition in the country of residence of the License holder 

IMSSA will pay the medical expenses related to an accident on a subsidiary basis. Medical expenses related to an illness will not be taken into account by IMSSA. Also, accidents that took place out of competition time like warm-up or the trip to and from the competition are not covered. In this case, the procedure is the following :

• the medical expenses is paid on site by the License holder's Federation
• To be reimbursed on a subsidiary basis, the Federation (within 48 hours) informs UWW and completes the **IMSSA online declaration form, enclosing all medical documents*.

3. **How to complete IMSSA online declaration?

• log in on IMSSA website www.imssa.org
• enter your user name UWW
• enter your password 22AYCA094011 and follow the instructions 
• Here is IMSSA tutorial if necessary uww_guideline.en_.pdf

*By medical documents, we mean the UWW injury report form  (2 pages) and, if applicable, the UWW Hospital transfer form  issued and signed by the Competition Doctor. Without these documents and the announcement made online on IMSSA website, our Insurer will not consider the case. If the Licensee is taken to the hospital, all documents (X-rays results, Medical reports etc.) should also be attached.

RECAP 

• *IN CASE OF EMERGENCY, CALL + 41 26 921 80 01
• *USER NAME FOR THE ONLINE DECLARATION AND TELEPHONE IDENTIFICATION (EMERGENCY): UWW
• *PASSWORD FOR THE ONLINE DECLARATION AND TELEPHONE IDENTIFICATION (EMERGENCY): 22AYCA094011
• IMSSA info@imssa.org
• UWW licensing@uww.org

*This information is given on the back of the license cards.

IMSSA AND UWW MUST BE INFORMED ABOUT ALL CASES AT THE LATEST 48 HOURS AFTER THE ACCIDENT/ILLNESS

COVID-19 & QUARANTINE ABROAD 

• COVID-19 is considered as an illness. During a UWW competition abroad, medical expenses (ambulatory and/or hospital fees) due to COVID-19 are covered by IMSSA, only if the infection is declared for the first time during the competition. 
• If a licensee is suddenly and unexpectedly detained by the national authorities abroad (in the country of the competition), and is ordered a quarantine, IMSSA will cover food & accommodation for a maximum of 14 days, as well as additional cost of plane ticket (only if the ticket is modifiable) or ground transportation. Maximum amount per case CHF 3000. If the licensee was aware before his departure of a ban on entering the country of the UWW competititon without carrying out a quarantine and/or of a ban on returning to his country of residence without a quarantine, IMSSA will not cover any expenses.
• COVID-19 tests, as well as any complication, aggravation and later consequences due to COVID-19 are not covered by IMSSA. For further details you may contact info@imssa.org

Medical expenses due to COVID-19 during a UWW competition in the country of residence of the licensee are not covered by IMSSA.

COVID-19 tests are not covered by IMSSA

If a licensee is ordered a quarantine at a competition in his home country, quarantine expenses will not be covered by IMSSA. Procedure :

• the medical expenses is paid on site by the License holder's Federation
• To be reimbursed, the Federation (within 48 hours) informs UWW and completes the **IMSSA online declaration form, enclosing all medical documents*.
• In the declaration, the Federation provides the bank details of the beneficiary who wants to receive the reimbursement.

If you have any question, please contact UWW licensing@uww.org or IMSSA Insurance (info@imssa.org).